

What the monthly premium really tells you, and what it leaves out
How to compare deductibles, copays, and out-of-pocket maximums
Why your doctors, hospitals, and prescriptions should be checked before you enroll
How tax credits or subsidies may change the real monthly cost
What to know about HSA-compatible plans for 2026
A simple worksheet to compare multiple plans side by side
The common mistake families make when choosing the “cheapest” plan



Brought to you by Utah Family Insurance Advisors